Going to the dentist without insurance quickly adds up with each appointment. As an alternative, consider signing up for a dental membership plan. This pre-paid membership is paid directly to the dentist offices and covers a whole year of visits. Memberships work differently than insurance, so for first-time membership purchases, learn about the benefits and what is included in your membership.
1. 12-Month Membership
A dental membership is based on a 12-month window. The membership lasts for a whole year but is not based on a calendar year. For example, if you sign up for a membership in July, the full membership will last until July of the next year. You do not lose your membership benefits at the end of December.
With the flexibility of the membership, you may time out the membership sign-up date to match your affordability. For example, if you typically file for a tax return in February, consider the annual membership from March to March. When each March rolls around, you will use part of the tax return to pay for the membership so you can easily afford payments.
If your job offers a quarterly bonus or holiday bonus, you may time the membership around the dates. Budget and plan accordingly to easily fit the membership into your spending.